AUBAtlantic Union Bankshares Corp
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $5.6B
- Employees
- 3,064
- Net debt / EBITDA
- —
- −$215M net debt
- AI in 10-K
- 0.8
- mentions per 10K words
Takeover score 0 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo817% of net incomeCash flow under 80% of net income
- Dilutive SBCNo—Over 10% of revenue
- Payouts exceed cash flowNo4% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo5% of assetsOver 40% of assets
- Shareholder dissentNo100% lowest supportAny vote under 80% support
Buyer economics 0 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AINo0.8 per 10K words · 29th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedNo$5.6B market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo−$284K netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $264M | $235M | $202M | $209M | $274M | 31% |
| Operating cash flow | $338M | $420M | $278M | $308M | $2.2B | 625% |
| Stock-based comp | $10M | $11M | $11M | $14M | $24M | 72% |
| Buybacks | $125M | $48M | $0 | $0 | — | |
| Dividends | $84M | $87M | — | — | — |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $25K · 1
- Open-market sells, 12 mo
- $310K · 1
- Net
- −$284K
Pay vs performance
No pay-versus-performance disclosure yet.