BOKFBOK FINANCIAL CORP
National Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $7.9B
- Employees
- —
- Net debt / EBITDA
- —
- $1.8B net debt
- AI in 10-K
- 1.5
- mentions per 10K words
Takeover score 0 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo128% of net incomeCash flow under 80% of net income
- Dilutive SBCNo—Over 10% of revenue
- Payouts exceed cash flowNo76% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo2% of assetsOver 40% of assets
- Shareholder dissentNo80% lowest supportAny vote under 80% support
Buyer economics 0 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AINo1.5 per 10K words · 45th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedNo$7.9B market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo−$2M netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $618M | $520M | $531M | $524M | $578M | 10% |
| Operating cash flow | −$3.7B | $5.1B | $66M | $1.4B | $740M | 48% |
| Capex | $204M | $215M | $166M | $172M | $164M | 4.2% |
| Stock-based comp | $10M | $12M | $16M | $23M | $23M | 0.8% |
| Buybacks | $118M | $155M | $177M | $90M | $413M | 360% |
| Dividends | $144M | $144M | $143M | $143M | $148M | 3.2% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $2M · 11
- Net
- −$2M
Pay vs performance
No pay-versus-performance disclosure yet.