CACCAMDEN NATIONAL CORP
National Commercial Banks
- Revenue
- $42M
- 17% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- $969M
- Employees
- 683
- $61K revenue each
- Net debt / EBITDA
- —
- −$140M net debt
- AI in 10-K
- 0.8
- mentions per 10K words
Takeover score 1 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo98% of net incomeCash flow under 80% of net income
- Dilutive SBCNo8% of revenueOver 10% of revenue
- Payouts exceed cash flowNo45% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo2% of assetsOver 40% of assets
- Shareholder dissentNo99% lowest supportAny vote under 80% support
Buyer economics 1 of 4
- Low revenue per employeeNo$61K · 48th pctBottom quartile of its SIC industry
- Quiet on AINo0.8 per 10K words · 30th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedYes$969M market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo$0 netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $32M | $33M | $34M | $36M | $42M | 17% |
| Net income | $69M | $61M | $43M | $53M | $65M | 23% |
| Operating cash flow | $143M | $105M | $68M | $61M | $64M | 4.9% |
| Capex | $2M | $2M | $3M | $6M | $6M | 2.4% |
| Stock-based comp | $2M | $3M | $3M | $3M | $3M | 18% |
| Buybacks | $10M | $10M | $2M | $2M | $0 | 100% |
| Dividends | $21M | $24M | $25M | $25M | $28M | 16% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.