CBCCentral Bancompany, Inc.
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $8.6B
- Employees
- 1,400
- Net debt / EBITDA
- —
- AI in 10-K
- 0.7
- mentions per 10K words
Takeover score 1 of 13
Fixable underperformance 1 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashYes63% of net incomeCash flow under 80% of net income
- Dilutive SBCNo—Over 10% of revenue
- Payouts exceed cash flowNo99% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo2% of assetsOver 40% of assets
- Shareholder dissentNo100% lowest supportAny vote under 80% support
Buyer economics 0 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AINo0.7 per 10K words · 26th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedNo$8.6B market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo$6M netNet sales over $10M in 12 months
Financials
| Metric | FY2024 | FY2025 | YoY |
|---|---|---|---|
| Net income | $306M | $391M | 28% |
| Operating cash flow | $363M | $248M | 32% |
| Capex | $25M | $17M | 33% |
| Stock-based comp | $3M | $3M | 9.9% |
| Buybacks | $12M | $0 | 100% |
| Dividends | $58M | $247M | 329% |
Deal filings
None.
13D filers
| Filed | Filer | Form | Stake | Intent |
|---|---|---|---|---|
| Nov 26, 2025 | Central Bancompany, Inc. Amended & Restated Voting Trust Agreement, dated March 5, 2025 | SCHEDULE 13D | 65.8% | Passive |
Insider trading
- Open-market buys, 12 mo
- $6M · 20
- Open-market sells, 12 mo
- $0 · 0
- Net
- $6M
Pay vs performance
No pay-versus-performance disclosure yet.