EGBNEAGLE BANCORP INC
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $1.0B
- Employees
- 133
- Net debt / EBITDA
- —
- −$459M net debt
- AI in 10-K
- 0.4
- mentions per 10K words
Takeover score 2 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo—Cash flow under 80% of net income
- Dilutive SBCNo—Over 10% of revenue
- Payouts exceed cash flowNo54% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo0% of assetsOver 40% of assets
- Shareholder dissentNo90% lowest supportAny vote under 80% support
Buyer economics 2 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AIYes0.4 per 10K words · 18th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedYes$1.0B market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo$102K netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $177M | $141M | $101M | −$47M | −$138M | 194% |
| Operating cash flow | $238M | $195M | $196M | $124M | $28M | 77% |
| Capex | $5M | $2M | $70K | $326K | $8M | 2272% |
| Stock-based comp | $8M | $10M | $10M | $10M | $7M | 26% |
| Buybacks | $682K | $33M | $48M | $0 | $0 | |
| Dividends | $45M | $56M | $55M | $46M | $15M | 66% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $102K · 3
- Open-market sells, 12 mo
- $0 · 0
- Net
- $102K
Pay vs performance
No pay-versus-performance disclosure yet.