HOMBHOME BANCSHARES INC
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $6.0B
- Employees
- 2,543
- Net debt / EBITDA
- —
- $217M net debt
- AI in 10-K
- 0.4
- mentions per 10K words
Takeover score 1 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo84% of net incomeCash flow under 80% of net income
- Dilutive SBCNo—Over 10% of revenue
- Payouts exceed cash flowNo60% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo6% of assetsOver 40% of assets
- Shareholder dissentNo92% lowest supportAny vote under 80% support
Buyer economics 1 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AIYes0.4 per 10K words · 20th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedNo$6.0B market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo$107K netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | — | — | $393M | $402M | $475M | 18% |
| Operating cash flow | $389M | $413M | $380M | $461M | $399M | 13% |
| Capex | $10M | $20M | $22M | $39M | $22M | 42% |
| Stock-based comp | $9M | $9M | $9M | $9M | $11M | 16% |
| Buybacks | $44M | $71M | $49M | $86M | $82M | 4.9% |
| Dividends | $92M | $128M | $146M | $150M | $159M | 5.9% |
Deal filings
| Filed | Form | Acquirer | Price | Premium |
|---|---|---|---|---|
| Sep 27, 2013 | DEFM14A | — | $238.30 | 128.3% |
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $3M · 1
- Open-market sells, 12 mo
- $3M · 8
- Net
- $107K
Pay vs performance
No pay-versus-performance disclosure yet.