HWCHANCOCK WHITNEY CORP
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $5.8B
- Employees
- 3,627
- Net debt / EBITDA
- —
- −$378M net debt
- AI in 10-K
- 3.9
- mentions per 10K words
Takeover score 0 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo111% of net incomeCash flow under 80% of net income
- Dilutive SBCNo—Over 10% of revenue
- Payouts exceed cash flowNo74% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo3% of assetsOver 40% of assets
- Shareholder dissentNo96% lowest supportAny vote under 80% support
Buyer economics 0 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AINo3.9 per 10K words · 78th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedNo$5.8B market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo−$8M netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | — | — | $393M | $461M | $486M | 5.5% |
| Operating cash flow | $586M | $842M | $495M | $626M | $542M | 13% |
| Capex | $24M | $29M | $25M | $10M | $19M | 83% |
| Stock-based comp | $22M | $23M | $25M | $23M | $24M | 7.7% |
| Buybacks | $22M | $59M | $0 | $38M | $247M | 555% |
| Dividends | $96M | $94M | $105M | $131M | $154M | 18% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $8M · 8
- Net
- −$8M
Pay vs performance
No pay-versus-performance disclosure yet.