PBPROSPERITY BANCSHARES INC
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $7.2B
- Employees
- 3,941
- Net debt / EBITDA
- —
- $1.9B net debt
- AI in 10-K
- 1.8
- mentions per 10K words
Takeover score 0 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo101% of net incomeCash flow under 80% of net income
- Dilutive SBCNo—Over 10% of revenue
- Payouts exceed cash flowNo69% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo9% of assetsOver 40% of assets
- Shareholder dissentNo84% lowest supportAny vote under 80% support
Buyer economics 0 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AINo1.8 per 10K words · 53rd pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedNo$7.2B market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo−$6M netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $519M | $525M | $419M | $479M | $543M | 13% |
| Operating cash flow | $695M | $507M | $646M | $473M | $550M | 16% |
| Capex | $19M | $42M | $34M | $21M | $33M | 54% |
| Stock-based comp | $13M | $12M | $12M | $13M | $12M | 5.8% |
| Buybacks | $52M | $66M | $72M | $75M | $157M | 110% |
| Dividends | $184M | $193M | $206M | $214M | $221M | 3.3% |
Deal filings
| Filed | Form | Acquirer | Price | Premium |
|---|---|---|---|---|
| Sep 17, 2019 | DEFM14A | — | $6.28 | 30.9% |
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $6M · 239
- Net
- −$6M
Pay vs performance
No pay-versus-performance disclosure yet.