RRBIRED RIVER BANCSHARES INC
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $680M
- Employees
- 375
- Net debt / EBITDA
- —
- AI in 10-K
- 1.2
- mentions per 10K words
Takeover score 1 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo105% of net incomeCash flow under 80% of net income
- Dilutive SBCNo—Over 10% of revenue
- Payouts exceed cash flowNo33% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo—Over 40% of assets
- Shareholder dissentNo94% lowest supportAny vote under 80% support
Buyer economics 1 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AINo1.2 per 10K words · 37th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedYes$680M market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo$364K netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $33M | $37M | $35M | $34M | $43M | 25% |
| Operating cash flow | $62M | $46M | $40M | $38M | $45M | 17% |
| Capex | $3M | $8M | $5M | $5M | $3M | 47% |
| Stock-based comp | $269K | $274K | $319K | $370K | $440K | 19% |
| Buybacks | $8M | $218K | $5M | $16M | $11M | 32% |
| Dividends | $2M | $2M | $2M | $2M | $4M | 44% |
Deal filings
None.
13D filers
| Filed | Filer | Form | Stake | Intent |
|---|---|---|---|---|
| Jun 30, 2020 | S3 Dynamics, L.P. | SC 13D | 5.5% | Passive |
Insider trading
- Open-market buys, 12 mo
- $364K · 13
- Open-market sells, 12 mo
- $0 · 0
- Net
- $364K
Pay vs performance
No pay-versus-performance disclosure yet.