SIGISELECTIVE INSURANCE GROUP INC
Fire, Marine & Casualty Insurance
- Revenue
- $5.3B
- 9.8% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- $6.0B
- Employees
- 2,800
- $2M revenue each
- Net debt / EBITDA
- —
- $717M net debt
- AI in 10-K
- 1.2
- mentions per 10K words
Takeover score 0 of 13
Fixable underperformance 0 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashNo264% of net incomeCash flow under 80% of net income
- Dilutive SBCNo0% of revenueOver 10% of revenue
- Payouts exceed cash flowNo15% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo0% of assetsOver 40% of assets
- Shareholder dissentNo98% lowest supportAny vote under 80% support
Buyer economics 0 of 4
- Low revenue per employeeNo$2M · 58th pctBottom quartile of its SIC industry
- Quiet on AINo1.2 per 10K words · 39th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedNo$6.0B market capMarket cap $500M–$5B
Catalysts 0 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingNo−$2M netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $3.4B | $3.6B | $4.2B | $4.9B | $5.3B | 9.8% |
| Net income | $404M | $225M | $365M | $207M | $466M | 125% |
| Operating cash flow | $771M | $802M | $759M | $1.1B | $1.2B | 12% |
| Capex | $22M | $26M | $23M | $31M | $39M | 26% |
| Stock-based comp | $16M | $18M | $18M | $23M | $23M | 1.5% |
| Buybacks | $9M | $18M | $8M | $16M | $93M | 493% |
| Dividends | $60M | $67M | $74M | $85M | $93M | 9.4% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $51K · 1
- Open-market sells, 12 mo
- $2M · 4
- Net
- −$2M
Pay vs performance
No pay-versus-performance disclosure yet.