WFCWELLS FARGO & COMPANY/MN
National Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- $250.3B
- Employees
- —
- Net debt / EBITDA
- —
- $3.5B net debt
- AI in 10-K
- 0.0
- mentions per 10K words
Takeover score 3 of 13
Fixable underperformance 1 of 7
- TSR below peersNo—3+ of last 5 years
- High CEO pay despite TSRNo—Median CEO pay ≥ $15M while TSR trails
- Earnings not backed by cashYes-89% of net incomeCash flow under 80% of net income
- Dilutive SBCNo2% of revenueOver 10% of revenue
- Payouts exceed cash flowNo-121% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyNo1% of assetsOver 40% of assets
- Shareholder dissentNo—Any vote under 80% support
Buyer economics 1 of 4
- Low revenue per employeeNo—Bottom quartile of its SIC industry
- Quiet on AIYes0.0 per 10K words · 0th pctBottom quartile of AI mentions in 10-Ks
- Net cashNo—More cash than debt, positive EBITDA
- Buyout-sizedNo$250.3B market capMarket cap $500M–$5B
Catalysts 1 of 2
- Active 13DNo0 filingsActive-intent 13D in 18 months
- Net insider sellingYes−$10M netNet sales over $10M in 12 months
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $22.1B | $13.7B | $19.1B | $19.7B | $21.3B | 8.2% |
| Operating cash flow | −$11.5B | $27.0B | $40.4B | $3.0B | −$19.0B | 726% |
| Stock-based comp | $1.0B | $978M | $1.1B | $1.3B | $1.5B | 15% |
| Buybacks | $14.5B | $6.0B | $11.9B | $19.4B | $17.5B | 9.9% |
| Dividends | $2.4B | $4.2B | $4.8B | $5.1B | $5.4B | 5.9% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $10M · 3
- Net
- −$10M
Pay vs performance
No pay-versus-performance disclosure yet.