TakeoverPE & activists

GNWGENWORTH FINANCIAL INC

Life Insurance · $3.3B market cap

0.5×

Less likely than average to be taken private

Top 35% of the Russell 3000 for a buyout by a private-equity firm, holdco or insiders. How it works

Takeover signals

What an activist or buyer would see: cheap, overpaid, diluted or under pressure.

1of 15 firedHow well they predict deals →
14 other checks
  • TSR below peersNo
    0 of 5 years
    3+ of last 5 years
  • High CEO pay despite TSRNo
    $10M median
    Median CEO pay ≥ $15M while TSR trails
  • Earnings not backed by cashNo
    147% of net income
    Cash flow under 80% of net income
  • Dilutive SBCNo
    1% of revenue
    Over 10% of revenue
  • Payouts exceed cash flowNo
    76% of cash flow
    Buybacks + dividends over cash flow
  • Goodwill-heavyNo
    0% of assets
    Over 40% of assets
  • Shareholder dissentNo
    97% lowest support
    Any vote under 80% support
  • Low revenue per employeeNo
    —
    Bottom quartile of its SIC industry
  • Quiet on AINo
    2.3 per 10K words · 60th pct
    Bottom quartile of AI mentions in 10-Ks
  • Net cashNo
    11.4× EBITDA net debt
    More cash than debt, positive EBITDA
  • Recurring revenueNo
    5 of 10
    10-K business scored 7+ of 10 for recurring revenue
  • AI-rollup shapedNo
    0 of 10
    10-K business scored 5+ of 10 as an AI-rollup target
  • Active 13DNo
    0 filings
    Active-intent 13D in 18 months
  • Net insider sellingNo
    −$4M net
    Net sales over $10M in 12 months

Deal filings

FiledFormAcquirerPricePremium
Jan 25, 2017DEFM14AAsia Pacific Global Capital Co., Ltd.$5.434.2%
Dec 21, 2016PREM14AAsia Pacific Global Capital Co., Ltd.$5.434.2%

Key numbers

Revenue
$7.3BFY2021: $7.8BFY2022: $7.5BFY2023: $7.5BFY2024: $7.3BFY2025: $7.3B
0.1% YoY
Operating margin
—FY2021: 6.1%FY2022: 10.9%FY2023: 0.5%
EBITDA
—FY2021: $474MFY2022: $818MFY2023: $41M
Net debt / EBITDA
—
$468M net debt

Financials

MetricFY2021FY2022FY2023FY2024FY2025YoYTrend
Revenue$7.8B$7.5B$7.5B$7.3B$7.3B 0.1% FY2021: $7.8BFY2022: $7.5BFY2023: $7.5BFY2024: $7.3BFY2025: $7.3B
Operating income$474M$818M$41M——FY2021: $474MFY2022: $818MFY2023: $41M
Net income$850M$916M$76M$299M$223M 25% FY2021: $850MFY2022: $916MFY2023: $76MFY2024: $299MFY2025: $223M
Operating cash flow$437M$1.0B$597M$88M$327M 272% FY2021: $437MFY2022: $1.0BFY2023: $597MFY2024: $88MFY2025: $327M
Stock-based comp$40M$37M$49M$51M$58M 14% FY2021: $40MFY2022: $37MFY2023: $49MFY2024: $51MFY2025: $58M
Buybacks$0$64M$296M$189M$247M 31% FY2021: $0FY2022: $64MFY2023: $296MFY2024: $189MFY2025: $247M

13D filers

None on file.

Insider trading

−$4Mnet selling by insiders, open market, last 12 months
Bought $0 · 0 tradesSold $4M · 7 trades

Pay vs performance

YearCEO total compComp actually paidTSR (indexed)Peer TSR
FY2025$10M$19M239144
FY2024$10M$10M185123
FY2023$10M$14M17795
FY2022$9M$13M14088
FY2021$8M$20M107105