TakeoverPE & activists

STCSTEWART INFORMATION SERVICES CORP

Title Insurance · $1.4B market cap · 7,800 employees

0.4×

Less likely than average to be taken private

Top 37% of the Russell 3000 for a buyout by a private-equity firm, holdco or insiders. How it works

Takeover signals

What an activist or buyer would see: cheap, overpaid, diluted or under pressure.

2of 15 firedHow well they predict deals →
13 other checks
  • TSR below peersNo
    —
    3+ of last 5 years
  • High CEO pay despite TSRNo
    —
    Median CEO pay ≥ $15M while TSR trails
  • Earnings not backed by cashNo
    178% of net income
    Cash flow under 80% of net income
  • Dilutive SBCNo
    1% of revenue
    Over 10% of revenue
  • Payouts exceed cash flowNo
    30% of cash flow
    Buybacks + dividends over cash flow
  • Goodwill-heavyNo
    39% of assets
    Over 40% of assets
  • Shareholder dissentNo
    98% lowest support
    Any vote under 80% support
  • Quiet on AINo
    1.6 per 10K words · 47th pct
    Bottom quartile of AI mentions in 10-Ks
  • Net cashNo
    —
    More cash than debt, positive EBITDA
  • Recurring revenueNo
    2 of 10
    10-K business scored 7+ of 10 for recurring revenue
  • AI-rollup shapedNo
    2 of 10
    10-K business scored 5+ of 10 as an AI-rollup target
  • Active 13DNo
    0 filings
    Active-intent 13D in 18 months
  • Net insider sellingNo
    −$234K net
    Net sales over $10M in 12 months

Deal filings

FiledFormAcquirerPricePremium
Aug 1, 2018DEFM14AFidelity National Financial, Inc.$50.0030.75%

Key numbers

Revenue
$2.9BFY2021: $3.3BFY2022: $3.0BFY2023: $2.2BFY2024: $2.5BFY2025: $2.9B
17% YoY
Operating margin
—
EBITDA
—
Net debt / EBITDA
—
$385M net debt

Financials

MetricFY2021FY2022FY2023FY2024FY2025YoYTrend
Revenue$3.3B$3.0B$2.2B$2.5B$2.9B 17% FY2021: $3.3BFY2022: $3.0BFY2023: $2.2BFY2024: $2.5BFY2025: $2.9B
Net income$323M$162M$30M$73M$116M 58% FY2021: $323MFY2022: $162MFY2023: $30MFY2024: $73MFY2025: $116M
Operating cash flow$390M$192M$83M$136M$206M 52% FY2021: $390MFY2022: $192MFY2023: $83MFY2024: $136MFY2025: $206M
Capex$40M$48M$38M$40M$73M 81% FY2021: $40MFY2022: $48MFY2023: $38MFY2024: $40MFY2025: $73M
Stock-based comp$12M$12M$11M$14M$17M 26% FY2021: $12MFY2022: $12MFY2023: $11MFY2024: $14MFY2025: $17M
Buybacks$2M$3M$2M$4M$4M 1.1% FY2021: $2MFY2022: $3MFY2023: $2MFY2024: $4MFY2025: $4M
Dividends$37M$45M$51M$54M$58M 8.5% FY2021: $37MFY2022: $45MFY2023: $51MFY2024: $54MFY2025: $58M

13D filers

None on file.

Insider trading

−$234Knet selling by insiders, open market, last 12 months
Bought $653K · 15 tradesSold $887K · 3 trades

Pay vs performance

No pay-versus-performance disclosure yet.